What's in it for you?
- Residential Real Estate Loans
- Construction Loans
- Home Equity Loans
Why choose Us
Residential Real Estate Loans
What is a Residential Real Estate Loan?
Residential Real Estate lending includes loans to purchase one-to-four family properties and loans to refinance the purchase of these properties.
Finance Money Services is committed to helping you finance a new home or refinance an existing home. This could be your first home, your next home, or home to enjoy your retirement. Our loan programs are designed for every type of borrower, and our experienced loan officers are eager to work with you to find one that's made just for you.
Residential Real Estate Loans Types
Our members have access to a variety of mortgage lending options, explore what we have available for you below. In addition, refer to our Borrower's Guide and discover an in-depth analysis on the home-buying process complete with terms to know, the closing process, loan calculators and more.
Home Equity Loans
What is a Home Equity Loan?
A home equity loan is a type of loan in which the borrower uses the equity of his or her home as collateral. The loan amount is determined by the value of the property, and the value of the property is determined by an appraiser from the lending institution.
Home Equity Loan Features
If you're thinking about making some home improvements or considering ways to help pay for your child's education, consider a home equity loan. Equity in your home is the amount you could sell your home for and what you owe on the mortgage. Your home secures the amount that you borrow through a home equity loan or line of credit. The actual amount of the loan also depends on your income, credit history, and the market value of your home.
Talk to a mortgage loan expert today. Visit Prosperity Bank Home Loans to inquire about a home equity loan.
Construction Loans
New Home Construction Loans
Build your home, getaway, or next real estate project from the ground up with our home construction loans.
Loan Features
Finance Money Services offers customized home construction loans to purchase, renovate, or refinance with competitive rates and one-time closing.
Competitive interest ratesOne-time closing saves money on closing costs
Commercial Lending & Business Loans
From downtown to small towns, when you need a business loan, let Finance Money Services be your guide in determining the best loan for your needs. Our local experts understand the business and area landscape of your project and will help find the right loan to fit your business goals and financial needs.
Contact one of our local experts or preferred banking center today to explore all of your business loan options and complete an application.
Types of Loans:
Commercial Real Estate Loans (Owner Occupied Business Real Estate or Investment Properties)
One-Time Close Construction Loans for Primary and Secondary Residences
Commercial Construction
Business Working Capital
Business Acquisition
Renovations and Expansion
Business Credit Card
Cattle & Crop
Farm & Ranch Loans
Energy Lending
Choose Your Visa® Credit Card Loans
Carry Convenience with a Finance Money Services Visa® Credit Card
Enjoy the convenience and benefits of a Visa® Credit Card from Finance Money Services. Get the competitive rates you deserve on both our Classic and Gold cards.
Easily consolidate your debt into one simple payment with our Balance Transfer Provision, all with a low-interest rate and fixed Annual Percentage Rate that’s not an introductory rate.
Plus, it’s easy to apply: Complete a simple online application, take a selfie, and you can generally receive a decision within 1 minute of application submission, with contact taking place within 24 hours.
Choose an Auto Loan that is Smart & Affordable
Flexible Auto Loans to Fit Your Lifestyle
Make a move in the right direction with a Finance Money Services Auto Loan. We offer auto loans to residents of Texas and Oklahoma including new and used autos, and refinancing options in a variety of terms and options for repayment to meet your financial needs.
With a Finance Money Services Auto Loan, you can enjoy:
Flexible terms
Competitive rates
Easy repayment options
Our online application provides a decision within a few minutes. Our team is dedicated to contacting you within 24 hours on the status of your loan. Let us help you get the car you need today with our quick and easy online auto loan application. Start your journey with us today!
BEFORE YOU APPLY:
Applicants should be prepared to provide a current form of identification and submit a selfie. A valid email address is required.
We’re here for you at every step of your home loan journey
- Proof of identification (a valid SA ID or passport)
- Proof of residence
- Bank account details
- if applying for a minor, you will need a birth certificate
Apply online, at any time
- Submit your application online and an expert will reach out to go over your options and help you with next steps.
Our loan experts will guide you, from start to finish
- Your dedicated Pennymac Loan Officer will help you find the option that works best for you, and guide you throughout your journey.
Find the solutions you seek: Let’s talk
- Get all the information you need to make the right mortgage decisions, at the right time.
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A small river named Duden flows by their place and supplies it with the necessary regelialia. It is a paradise